Tyndall Federal Credit Union · Georgia · 2025

Tyndall Federal Credit Union in Georgia: approval rate, denial rate and rates (2025)

Tyndall Federal Credit Union took 23 mortgage applications in Georgia in 2025, ranking #549 of 1,201 lenders active in the state. It originated 65.2% of them and denied 4.4% (6.3% of the applications it decided), against a statewide denial rate of 19.2%.

23Applicationsin GA
6.3%Decision denial ratestate 25.1%
6.50%Median ratestate 6.63%
$65,000Median loanstate $235,000
$1.5MVolume17 counties

Tyndall Federal Credit Union in Georgia vs the state

4.4%Denial rate-14.87 pts vs state
6.3%Decision denial rate-18.82 pts vs state
65.2%Origination rate+11.13 pts vs state
6.50%Median rate-0.13 pts vs state
0.63Rate spread (pts)+0.36 pts vs state
$128kMedian applicant income
15Loans originated
1Denied

Trend in Georgia

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023171223.5%6.00%#577
2024261723.1%6.28%#532
202523154.4%6.50%#549

What Tyndall Federal Credit Union lends in Georgia

By loan purpose

Home purchase 5 22% · 0.0% denied
Refinance 1 4% · 0.0% denied
Cash-out refinance 2 9% · 0.0% denied
Home improvement 9 39% · 0.0% denied
Other / HELOC 6 26% · 16.7% denied

By loan type

Conventional 21 91% · 4.8% denied
VA 2 9% · 0.0% denied

Why it denied Georgia applicants

Debt-to-income ratio 1 100%

Where in Georgia

Counties with the most Tyndall Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Houston County 300 0.0%
Coweta County 210 0.0%
Forsyth County 220 0.0%
Jackson County 210 0.0%
Grady County 220 0.0%
Early County 110 0.0%
Bryan County 110 0.0%
Bibb County 110 0.0%
Lee County 100 0.0%
Henry County 110 0.0%

Other large lenders in Georgia

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 29,84518.2%6.63%
United Shore Financial ServicesB 23,78412.6%6.25%
Navy Federal Credit UnionD 12,38826.4%7.95%
Truist BankC 10,56338.7%6.49%
Pennymac Loan ServicesC 10,27311.6%6.49%
Broker SolutionsD 9,7098.6%6.63%
Mortgage Research CenterC 9,44319.8%6.25%
Freedom MortgageB 9,2939.1%6.25%
Bank of AmericaF 9,16836.5%6.24%
Ameris BankB 8,06510.1%6.50%

Frequently asked questions

Georgia: 23 applications in 2025, of which 15 were originated and 1 denied.

4.4% of all applications, or 6.3% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.

The median rate on loans Tyndall Federal Credit Union originated in Georgia in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Tyndall Federal Credit Union's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology