Truist Bank in Massachusetts vs the state
8.3%Denial rate-7.88 pts vs state
9.5%Decision denial rate-10.43 pts vs state
77.8%Origination rate+15.18 pts vs state
6.16%Median rate-0.46 pts vs state
-0.05Rate spread (pts)-0.15 pts vs state
$328kMedian applicant income
56Loans originated
6Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 62 | 37 | 14.5% | 6.13% | #284 |
| 2024 | 44 | 31 | 9.1% | 6.62% | #329 |
| 2025 | 72 | 56 | 8.3% | 6.16% | #285 |
What Truist Bank lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Truist Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Middlesex County | 18 | 15 | 1 | 5.6% |
| Essex County | 11 | 11 | 0 | 0.0% |
| Barnstable County | 10 | 8 | 1 | 10.0% |
| Norfolk County | 8 | 6 | 0 | 0.0% |
| Worcester County | 7 | 5 | 1 | 14.3% |
| Suffolk County | 5 | 2 | 0 | 0.0% |
| Dukes County | 5 | 2 | 3 | 60.0% |
| Hampden County | 3 | 3 | 0 | 0.0% |
| Plymouth County | 2 | 1 | 0 | 0.0% |
| Berkshire County | 2 | 2 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 72 applications in 2025, of which 56 were originated and 6 denied.
8.3% of all applications, or 9.5% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Truist Bank originated in Massachusetts in 2025 was 6.16%, against a statewide median of 6.63%.
About this data. Figures are Truist Bank's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology