Truist Bank in Indiana vs the state
35.8%Denial rate+19.27 pts vs state
49.5%Decision denial rate+29.36 pts vs state
35.1%Origination rate-27.12 pts vs state
6.66%Median rate-0.09 pts vs state
0.12Rate spread (pts)-0.25 pts vs state
$107kMedian applicant income
98Loans originated
100Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 264 | 112 | 43.6% | 7.16% | #150 |
| 2024 | 234 | 69 | 41.5% | 7.19% | #175 |
| 2025 | 279 | 98 | 35.8% | 6.66% | #165 |
What Truist Bank lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Truist Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 34 | 7 | 10 | 29.4% |
| Clark County | 29 | 16 | 8 | 27.6% |
| Hamilton County | 25 | 11 | 5 | 20.0% |
| Hancock County | 20 | 1 | 6 | 30.0% |
| Floyd County | 17 | 7 | 6 | 35.3% |
| Allen County | 13 | 11 | 2 | 15.4% |
| Johnson County | 13 | 4 | 3 | 23.1% |
| Vanderburgh County | 12 | 5 | 5 | 41.7% |
| Lake County | 10 | 1 | 6 | 60.0% |
| Delaware County | 7 | 0 | 6 | 85.7% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 279 applications in 2025, of which 98 were originated and 100 denied.
35.8% of all applications, or 49.5% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Truist Bank originated in Indiana in 2025 was 6.66%, against a statewide median of 6.75%.
About this data. Figures are Truist Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology