TruHome Solutions · Oklahoma · 2025

TruHome Solutions in Oklahoma: approval rate, denial rate and rates (2025)

TruHome Solutions took 23 mortgage applications in Oklahoma in 2025, ranking #322 of 821 lenders active in the state. It originated 30.4% of them and denied 17.4% (36.4% of the applications it decided), against a statewide denial rate of 17.9%.

23Applicationsin OK
36.4%Decision denial ratestate 22.9%
6.13%Median ratestate 6.63%
$215,000Median loanstate $165,000
$1.4MVolume13 counties

TruHome Solutions in Oklahoma vs the state

17.4%Denial rate-0.53 pts vs state
36.4%Decision denial rate+13.49 pts vs state
30.4%Origination rate-25.67 pts vs state
6.13%Median rate-0.50 pts vs state
0.66Rate spread (pts)+0.31 pts vs state
$88kMedian applicant income
7Loans originated
4Denied

Trend in Oklahoma

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023311119.4%6.38%#262
2024391815.4%6.63%#259
202523717.4%6.13%#322

What TruHome Solutions lends in Oklahoma

By loan purpose

Home purchase 11 48% · 18.2% denied
Refinance 3 13% · 0.0% denied
Cash-out refinance 9 39% · 22.2% denied

By loan type

Conventional 6 26% · 33.3% denied
FHA 12 52% · 16.7% denied
VA 3 13% · 0.0% denied
USDA / RHS 2 9% · 0.0% denied

Why it denied Oklahoma applicants

Collateral 1 25%
Debt-to-income ratio 1 25%
Credit history 1 25%
Unverifiable information 1 25%

Where in Oklahoma

Counties with the most TruHome Solutions applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Canadian County 521 20.0%
Tulsa County 300 0.0%
Comanche County 220 0.0%
Osage County 201 50.0%
Oklahoma County 200 0.0%
Lincoln County 201 50.0%
Rogers County 100 0.0%
Mayes County 101 100.0%
Grady County 110 0.0%
Dewey County 100 0.0%

Other large lenders in Oklahoma

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,99024.0%6.75%
First United Bank and TrustC 5,6305.9%6.88%
Arvest BankC 5,38717.6%7.00%
21st MortgageF 5,21746.8%9.83%
BancFirstC 4,79910.0%7.38%
BOKFD 4,22720.2%6.63%
Mortgage Research CenterC 4,01218.8%6.25%
United Shore Financial ServicesB 3,73513.8%6.13%
Associated MortgageA 3,2130.7%6.50%
Vanderbilt Mortgage and FinanceF 2,61038.3%9.75%

Frequently asked questions

Oklahoma: 23 applications in 2025, of which 7 were originated and 4 denied.

17.4% of all applications, or 36.4% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.

The median rate on loans TruHome Solutions originated in Oklahoma in 2025 was 6.13%, against a statewide median of 6.63%.

About this data. Figures are TruHome Solutions's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology