Triad Financial Services in Nebraska vs the state
50.9%Denial rate+38.40 pts vs state
50.9%Decision denial rate+35.79 pts vs state
20.4%Origination rate-46.91 pts vs state
8.94%Median rate+2.31 pts vs state
2.95Rate spread (pts)+2.73 pts vs state
$54kMedian applicant income
22Loans originated
55Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 107 | 11 | 80.4% | 8.50% | #83 |
| 2024 | 101 | 5 | 72.3% | 8.85% | #93 |
| 2025 | 108 | 22 | 50.9% | 8.94% | #101 |
What Triad Financial Services lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Triad Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 24 | 6 | 13 | 54.2% |
| Lincoln County | 22 | 3 | 13 | 59.1% |
| Adams County | 11 | 5 | 3 | 27.3% |
| Sarpy County | 8 | 1 | 3 | 37.5% |
| Buffalo County | 7 | 2 | 1 | 14.3% |
| Lancaster County | 7 | 0 | 6 | 85.7% |
| Box Butte County | 5 | 0 | 4 | 80.0% |
| Washington County | 4 | 1 | 2 | 50.0% |
| Dodge County | 4 | 0 | 4 | 100.0% |
| Scotts Bluff County | 3 | 1 | 1 | 33.3% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 108 applications in 2025, of which 22 were originated and 55 denied.
50.9% of all applications, or 50.9% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Triad Financial Services originated in Nebraska in 2025 was 8.94%, against a statewide median of 6.63%.
About this data. Figures are Triad Financial Services's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology