Triad Financial Services in Arizona vs the state
40.6%Denial rate+24.32 pts vs state
40.7%Decision denial rate+20.25 pts vs state
28.0%Origination rate-31.49 pts vs state
8.73%Median rate+2.23 pts vs state
3.05Rate spread (pts)+2.83 pts vs state
$65kMedian applicant income
314Loans originated
455Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,057 | 306 | 44.8% | 8.10% | #62 |
| 2024 | 1,140 | 333 | 41.1% | 8.75% | #59 |
| 2025 | 1,122 | 314 | 40.6% | 8.73% | #67 |
What Triad Financial Services lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Triad Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 612 | 174 | 253 | 41.3% |
| Pima County | 187 | 46 | 81 | 43.3% |
| Pinal County | 80 | 27 | 27 | 33.8% |
| Yavapai County | 71 | 23 | 36 | 50.7% |
| Coconino County | 51 | 16 | 18 | 35.3% |
| Mohave County | 33 | 10 | 9 | 27.3% |
| Yuma County | 31 | 5 | 15 | 48.4% |
| Gila County | 17 | 5 | 3 | 17.6% |
| Navajo County | 14 | 2 | 4 | 28.6% |
| Cochise County | 12 | 2 | 6 | 50.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 1,122 applications in 2025, of which 314 were originated and 455 denied.
40.6% of all applications, or 40.7% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Triad Financial Services originated in Arizona in 2025 was 8.73%, against a statewide median of 6.50%.
About this data. Figures are Triad Financial Services's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology