Tri-County Bank in Michigan vs the state
18.0%Denial rate-0.57 pts vs state
18.0%Decision denial rate-4.63 pts vs state
80.8%Origination rate+20.88 pts vs state
—Median rate
—Rate spread (pts)
$83kMedian applicant income
63Loans originated
14Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 78 | 60 | 18.0% | — | #293 |
| 2024 | 66 | 47 | 21.2% | — | #321 |
| 2025 | 78 | 63 | 18.0% | — | #302 |
What Tri-County Bank lends in Michigan
By loan purpose
By loan type
Where in Michigan
Counties with the most Tri-County Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sanilac County | 23 | 19 | 4 | 17.4% |
| Lapeer County | 16 | 14 | 2 | 12.5% |
| St. Clair County | 13 | 10 | 3 | 23.1% |
| Tuscola County | 10 | 6 | 4 | 40.0% |
| Macomb County | 3 | 2 | 1 | 33.3% |
| Huron County | 3 | 3 | 0 | 0.0% |
| Oakland County | 3 | 3 | 0 | 0.0% |
| Genesee County | 2 | 2 | 0 | 0.0% |
| Kalkaska County | 1 | 1 | 0 | 0.0% |
| Cheboygan County | 1 | 0 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 78 applications in 2025, of which 63 were originated and 14 denied.
18.0% of all applications, or 18.0% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Tri-County Bank's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology