Transportation Federal Credit Union · Oklahoma · 2025

Transportation Federal Credit Union in Oklahoma: approval rate, denial rate and rates (2025)

Transportation Federal Credit Union took 9 mortgage applications in Oklahoma in 2025, ranking #423 of 821 lenders active in the state. It originated 88.9% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.9%.

9Applicationsin OK
0.0%Decision denial ratestate 22.9%
7.88%Median ratestate 6.63%
$85,000Median loanstate $165,000
$670kVolume6 counties

Transportation Federal Credit Union in Oklahoma vs the state

0.0%Denial rate-17.92 pts vs state
0.0%Decision denial rate-22.87 pts vs state
88.9%Origination rate+32.79 pts vs state
7.88%Median rate+1.25 pts vs state
2.24Rate spread (pts)+1.89 pts vs state
$138kMedian applicant income
8Loans originated
0Denied

What Transportation Federal Credit Union lends in Oklahoma

By loan purpose

Cash-out refinance 9 100% · 0.0% denied

By loan type

Conventional 9 100% · 0.0% denied

Where in Oklahoma

Counties with the most Transportation Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Tulsa County 320 0.0%
Cleveland County 220 0.0%
Marshall County 110 0.0%
Grady County 110 0.0%
Rogers County 110 0.0%
Custer County 110 0.0%

Other large lenders in Oklahoma

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,99024.0%6.75%
First United Bank and TrustC 5,6305.9%6.88%
Arvest BankC 5,38717.6%7.00%
21st MortgageF 5,21746.8%9.83%
BancFirstC 4,79910.0%7.38%
BOKFD 4,22720.2%6.63%
Mortgage Research CenterC 4,01218.8%6.25%
United Shore Financial ServicesB 3,73513.8%6.13%
Associated MortgageA 3,2130.7%6.50%
Vanderbilt Mortgage and FinanceF 2,61038.3%9.75%

Frequently asked questions

Oklahoma: 9 applications in 2025, of which 8 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.

The median rate on loans Transportation Federal Credit Union originated in Oklahoma in 2025 was 7.88%, against a statewide median of 6.63%.

About this data. Figures are Transportation Federal Credit Union's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology