Traditional Mortgage Acceptance in Indiana vs the state
8.8%Denial rate-7.75 pts vs state
10.0%Decision denial rate-10.14 pts vs state
79.4%Origination rate+17.16 pts vs state
5.88%Median rate-0.88 pts vs state
—Rate spread (pts)
$26kMedian applicant income
27Loans originated
3Denied
What Traditional Mortgage Acceptance lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Traditional Mortgage Acceptance applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 5 | 5 | 0 | 0.0% |
| Lake County | 4 | 3 | 0 | 0.0% |
| Allen County | 4 | 4 | 0 | 0.0% |
| Delaware County | 2 | 1 | 1 | 50.0% |
| Kosciusko County | 2 | 1 | 0 | 0.0% |
| Hancock County | 2 | 2 | 0 | 0.0% |
| Clark County | 2 | 1 | 0 | 0.0% |
| Carroll County | 2 | 1 | 1 | 50.0% |
| Elkhart County | 1 | 1 | 0 | 0.0% |
| Hendricks County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 34 applications in 2025, of which 27 were originated and 3 denied.
8.8% of all applications, or 10.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Traditional Mortgage Acceptance originated in Indiana in 2025 was 5.88%, against a statewide median of 6.75%.
About this data. Figures are Traditional Mortgage Acceptance's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology