Traditional Mortgage Acceptance in Georgia vs the state
6.2%Denial rate-13.07 pts vs state
6.9%Decision denial rate-18.17 pts vs state
81.5%Origination rate+27.45 pts vs state
5.75%Median rate-0.88 pts vs state
—Rate spread (pts)
$29kMedian applicant income
53Loans originated
4Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 32 | 25 | 12.5% | 7.54% | #479 |
| 2024 | 79 | 62 | 13.9% | 6.66% | #366 |
| 2025 | 65 | 53 | 6.2% | 5.75% | #407 |
What Traditional Mortgage Acceptance lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Traditional Mortgage Acceptance applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gwinnett County | 8 | 7 | 0 | 0.0% |
| Cobb County | 5 | 4 | 1 | 20.0% |
| DeKalb County | 4 | 3 | 0 | 0.0% |
| Fulton County | 4 | 3 | 0 | 0.0% |
| Hall County | 4 | 4 | 0 | 0.0% |
| Cherokee County | 4 | 3 | 1 | 25.0% |
| Bartow County | 3 | 3 | 0 | 0.0% |
| Chatham County | 3 | 3 | 0 | 0.0% |
| Barrow County | 2 | 1 | 0 | 0.0% |
| Jackson County | 2 | 2 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 65 applications in 2025, of which 53 were originated and 4 denied.
6.2% of all applications, or 6.9% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Traditional Mortgage Acceptance originated in Georgia in 2025 was 5.75%, against a statewide median of 6.63%.
About this data. Figures are Traditional Mortgage Acceptance's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology