Total Mortgage Services in Tennessee vs the state
16.7%Denial rate-0.47 pts vs state
27.3%Decision denial rate+5.59 pts vs state
44.4%Origination rate-13.64 pts vs state
6.63%Median rate0.00 pts vs state
0.80Rate spread (pts)+0.57 pts vs state
$96kMedian applicant income
8Loans originated
3Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12 | 10 | 0.0% | 6.56% | #591 |
| 2024 | 13 | 10 | 0.0% | 7.00% | #571 |
| 2025 | 18 | 8 | 16.7% | 6.63% | #549 |
What Total Mortgage Services lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Total Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Davidson County | 7 | 3 | 2 | 28.6% |
| Montgomery County | 3 | 2 | 0 | 0.0% |
| Grainger County | 2 | 0 | 1 | 50.0% |
| Hamilton County | 2 | 1 | 0 | 0.0% |
| Knox County | 1 | 0 | 0 | 0.0% |
| Loudon County | 1 | 0 | 0 | 0.0% |
| Bradley County | 1 | 1 | 0 | 0.0% |
| Monroe County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 18 applications in 2025, of which 8 were originated and 3 denied.
16.7% of all applications, or 27.3% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Total Mortgage Services originated in Tennessee in 2025 was 6.63%, against a statewide median of 6.62%.
About this data. Figures are Total Mortgage Services's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology