Tidewater Mortgage Services in New Jersey vs the state
2.5%Denial rate-15.16 pts vs state
4.1%Decision denial rate-18.97 pts vs state
59.5%Origination rate+3.81 pts vs state
6.63%Median rate-0.13 pts vs state
0.31Rate spread (pts)+0.03 pts vs state
$160kMedian applicant income
47Loans originated
2Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 46 | 41 | 0.0% | 6.88% | #340 |
| 2024 | 53 | 35 | 3.8% | 6.88% | #333 |
| 2025 | 79 | 47 | 2.5% | 6.63% | #295 |
What Tidewater Mortgage Services lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Tidewater Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Monmouth County | 24 | 18 | 1 | 4.2% |
| Middlesex County | 8 | 6 | 0 | 0.0% |
| Ocean County | 7 | 4 | 1 | 14.3% |
| Morris County | 6 | 2 | 0 | 0.0% |
| Camden County | 6 | 3 | 0 | 0.0% |
| Mercer County | 4 | 3 | 0 | 0.0% |
| Cape May County | 4 | 4 | 0 | 0.0% |
| Burlington County | 3 | 3 | 0 | 0.0% |
| Cumberland County | 3 | 0 | 0 | 0.0% |
| Gloucester County | 3 | 1 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 79 applications in 2025, of which 47 were originated and 2 denied.
2.5% of all applications, or 4.1% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Tidewater Mortgage Services originated in New Jersey in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Tidewater Mortgage Services's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology