TIB in Indiana vs the state
22.2%Denial rate+5.65 pts vs state
25.0%Decision denial rate+4.86 pts vs state
66.7%Origination rate+4.42 pts vs state
6.44%Median rate-0.31 pts vs state
0.35Rate spread (pts)-0.02 pts vs state
$87kMedian applicant income
6Loans originated
2Denied
What TIB lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most TIB applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rush County | 2 | 1 | 1 | 50.0% |
| Randolph County | 1 | 1 | 0 | 0.0% |
| Grant County | 1 | 0 | 1 | 100.0% |
| Adams County | 1 | 1 | 0 | 0.0% |
| Henry County | 1 | 1 | 0 | 0.0% |
| Wells County | 1 | 1 | 0 | 0.0% |
| Delaware County | 1 | 0 | 0 | 0.0% |
| Wayne County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 9 applications in 2025, of which 6 were originated and 2 denied.
22.2% of all applications, or 25.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans TIB originated in Indiana in 2025 was 6.44%, against a statewide median of 6.75%.
About this data. Figures are TIB's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology