Thomasville National Bank · Georgia · 2025

Thomasville National Bank in Georgia: approval rate, denial rate and rates (2025)

Thomasville National Bank took 222 mortgage applications in Georgia in 2025, ranking #234 of 1,201 lenders active in the state. It originated 96.0% of them and denied 0.5% (0.5% of the applications it decided), against a statewide denial rate of 19.2%.

222Applicationsin GA
0.5%Decision denial ratestate 25.1%
Median ratestate 6.63%
$215,000Median loanstate $235,000
$106MVolume19 counties

Thomasville National Bank in Georgia vs the state

0.5%Denial rate-18.77 pts vs state
0.5%Decision denial rate-24.61 pts vs state
96.0%Origination rate+41.86 pts vs state
Median rate
Rate spread (pts)
$117kMedian applicant income
213Loans originated
1Denied

Trend in Georgia

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231891860.5%#236
20241981890.0%#232
20252222130.5%#234

What Thomasville National Bank lends in Georgia

By loan purpose

Home purchase 156 70% · 0.0% denied
Refinance 48 22% · 0.0% denied
Home improvement 12 5% · 8.3% denied
Other / HELOC 6 3% · 0.0% denied

By loan type

Conventional 222 100% · 0.5% denied

Why it denied Georgia applicants

Other 1 100%

Where in Georgia

Counties with the most Thomasville National Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Thomas County 1601531 0.6%
Grady County 12120 0.0%
Glynn County 12120 0.0%
Lowndes County 770 0.0%
Brooks County 660 0.0%
Colquitt County 440 0.0%
Tift County 330 0.0%
Baldwin County 220 0.0%
Bulloch County 220 0.0%
Clarke County 220 0.0%

Other large lenders in Georgia

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 29,84518.2%6.63%
United Shore Financial ServicesB 23,78412.6%6.25%
Navy Federal Credit UnionD 12,38826.4%7.95%
Truist BankC 10,56338.7%6.49%
Pennymac Loan ServicesC 10,27311.6%6.49%
Broker SolutionsD 9,7098.6%6.63%
Mortgage Research CenterC 9,44319.8%6.25%
Freedom MortgageB 9,2939.1%6.25%
Bank of AmericaF 9,16836.5%6.24%
Ameris BankB 8,06510.1%6.50%

Frequently asked questions

Georgia: 222 applications in 2025, of which 213 were originated and 1 denied.

0.5% of all applications, or 0.5% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Thomasville National Bank's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology