Thomasville National Bank at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the A grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
97th0.4% deniedProcesswithdrawn + incomplete share, weight 15%
92nd1.4%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 245 | 240 | 0.4% | 0.4% | — | $64M |
| 2024 | 243 | 232 | 0.4% | 0.4% | — | $93M |
| 2025 | 288 | 279 | 0.4% | 0.4% | — | $139M |
What Thomasville National Bank lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 20 manufactured homes, 142 investment properties.
Why Thomasville National Bank denies applications
Primary reason reported for each of the 1 denials in 2025. Lenders can cite up to four reasons; this is the first one listed.
Who gets approved at Thomasville National Bank
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 20 | 18 | 0.0% |
| $50k – $100k | 49 | 47 | 2.1% |
| $100k – $150k | 35 | 32 | 0.0% |
| $150k – $250k | 38 | 37 | 0.0% |
| Over $250k | 37 | 36 | 0.0% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 25–34 | 37 | 34 | 0.0% |
| 35–44 | 38 | 36 | 0.0% |
| 45–54 | 35 | 35 | 0.0% |
| 55–64 | 32 | 29 | 3.1% |
| 65–74 | 23 | 22 | 0.0% |
Where Thomasville National Bank lends
6 states and 39 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| Georgia | 222 | 213 | 0.5% | — | #234 |
| Florida | 57 | 57 | 0.0% | — | #581 |
| South Carolina | 5 | 5 | 0.0% | — | #647 |
Frequently asked questions
Thomasville National Bank denied 0.4% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 97th percentile of small mortgage lenders.
The most common reason Thomasville National Bank gave in 2025 was "other", cited on 100.0% of its denials. Lenders report up to four reasons per denial to the CFPB; the full breakdown is on this page.
In 2025, 75% of its applications were for home purchases, 18% for refinancing (including cash-out), and 7% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.