Unnamed lender 254900H565SUNWJ0IV44 at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the A grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
97th0.0% deniedPricingmedian rate spread over APOR, weight 30%
100th-1.01 ptsProcesswithdrawn + incomplete share, weight 15%
25th18.1%Closing coststotal loan costs ÷ loan amount, weight 10%
57th1.75% of loanWhat Unnamed lender 254900H565SUNWJ0IV44 lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 0 manufactured homes, 10 investment properties.
Who gets approved at Unnamed lender 254900H565SUNWJ0IV44
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| $50k – $100k | 119 | 96 | 0.0% |
| $100k – $150k | 78 | 67 | 0.0% |
| $150k – $250k | 67 | 53 | 0.0% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under 25 | 26 | 20 | 0.0% |
| 25–34 | 114 | 94 | 0.0% |
| 35–44 | 68 | 58 | 0.0% |
| 45–54 | 38 | 27 | 0.0% |
| 55–64 | 25 | 21 | 0.0% |
Where Unnamed lender 254900H565SUNWJ0IV44 lends
1 states and 5 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| Texas | 288 | 233 | 0.0% | 5.49% | #345 |
Frequently asked questions
Unnamed lender 254900H565SUNWJ0IV44 denied 0.0% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 97th percentile of small mortgage lenders.
The median interest rate on loans Unnamed lender 254900H565SUNWJ0IV44 originated in 2025 was 5.49%, and its median rate spread over the average prime offer rate was -1.01 points. Rates on this page are what borrowers actually got, not advertised rates.
In 2025, 100% of its applications were for home purchases, 0% for refinancing (including cash-out), and 0% for home improvement or other purposes. By loan type: 12% conventional, 25% FHA, 62% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.