The Riddell National Bank in Indiana vs the state
3.9%Denial rate-12.64 pts vs state
4.0%Decision denial rate-16.11 pts vs state
93.6%Origination rate+31.32 pts vs state
7.50%Median rate+0.75 pts vs state
0.25Rate spread (pts)-0.11 pts vs state
$112kMedian applicant income
262Loans originated
11Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 340 | 321 | 2.4% | 7.00% | #130 |
| 2024 | 268 | 253 | 3.4% | 7.88% | #159 |
| 2025 | 280 | 262 | 3.9% | 7.50% | #164 |
What The Riddell National Bank lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most The Riddell National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Vigo County | 115 | 108 | 6 | 5.2% |
| Clay County | 110 | 102 | 3 | 2.7% |
| Parke County | 14 | 13 | 1 | 7.1% |
| Putnam County | 13 | 13 | 0 | 0.0% |
| Sullivan County | 8 | 8 | 0 | 0.0% |
| Vermillion County | 6 | 6 | 0 | 0.0% |
| Owen County | 6 | 6 | 0 | 0.0% |
| Greene County | 4 | 4 | 0 | 0.0% |
| Marion County | 2 | 1 | 0 | 0.0% |
| Hamilton County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 280 applications in 2025, of which 262 were originated and 11 denied.
3.9% of all applications, or 4.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans The Riddell National Bank originated in Indiana in 2025 was 7.50%, against a statewide median of 6.75%.
About this data. Figures are The Riddell National Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology