The Park National Bank in Kentucky vs the state
20.5%Denial rate+1.64 pts vs state
24.3%Decision denial rate+0.83 pts vs state
62.5%Origination rate+4.46 pts vs state
6.63%Median rate-0.12 pts vs state
0.28Rate spread (pts)-0.03 pts vs state
$70kMedian applicant income
55Loans originated
18Denied
Trend in Kentucky
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 67 | 36 | 28.4% | 7.50% | #209 |
| 2024 | 62 | 42 | 19.4% | 7.25% | #227 |
| 2025 | 88 | 55 | 20.5% | 6.63% | #220 |
What The Park National Bank lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Where in Kentucky
Counties with the most The Park National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 48 | 27 | 12 | 25.0% |
| Kenton County | 13 | 10 | 1 | 7.7% |
| Campbell County | 8 | 5 | 2 | 25.0% |
| Bullitt County | 4 | 2 | 1 | 25.0% |
| Hardin County | 3 | 3 | 0 | 0.0% |
| Warren County | 2 | 1 | 1 | 50.0% |
| Russell County | 2 | 1 | 1 | 50.0% |
| Madison County | 1 | 0 | 0 | 0.0% |
| Bracken County | 1 | 1 | 0 | 0.0% |
| Boone County | 1 | 1 | 0 | 0.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 88 applications in 2025, of which 55 were originated and 18 denied.
20.5% of all applications, or 24.3% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
The median rate on loans The Park National Bank originated in Kentucky in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are The Park National Bank's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology