The Park National Bank in Indiana vs the state
35.3%Denial rate+18.72 pts vs state
40.0%Decision denial rate+19.86 pts vs state
52.9%Origination rate-9.31 pts vs state
6.63%Median rate-0.13 pts vs state
0.16Rate spread (pts)-0.21 pts vs state
$95kMedian applicant income
9Loans originated
6Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 30 | 20 | 16.7% | 7.43% | #379 |
| 2024 | 21 | 10 | 38.1% | 7.63% | #447 |
| 2025 | 17 | 9 | 35.3% | 6.63% | #481 |
What The Park National Bank lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most The Park National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jay County | 5 | 3 | 1 | 20.0% |
| Randolph County | 2 | 0 | 2 | 100.0% |
| Madison County | 2 | 2 | 0 | 0.0% |
| Hamilton County | 2 | 1 | 1 | 50.0% |
| Delaware County | 1 | 1 | 0 | 0.0% |
| Dearborn County | 1 | 1 | 0 | 0.0% |
| Adams County | 1 | 1 | 0 | 0.0% |
| Vanderburgh County | 1 | 0 | 1 | 100.0% |
| Wayne County | 1 | 0 | 0 | 0.0% |
| Clark County | 1 | 0 | 1 | 100.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 17 applications in 2025, of which 9 were originated and 6 denied.
35.3% of all applications, or 40.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans The Park National Bank originated in Indiana in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are The Park National Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology