The Mortgage Link in Colorado vs the state
0.0%Denial rate-15.63 pts vs state
0.0%Decision denial rate-19.66 pts vs state
86.7%Origination rate+26.65 pts vs state
6.75%Median rate+0.13 pts vs state
0.52Rate spread (pts)+0.37 pts vs state
$97kMedian applicant income
39Loans originated
0Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 14 | 12 | 0.0% | 6.62% | #452 |
| 2025 | 45 | 39 | 0.0% | 6.75% | #313 |
What The Mortgage Link lends in Colorado
By loan purpose
By loan type
Where in Colorado
Counties with the most The Mortgage Link applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montrose County | 24 | 23 | 0 | 0.0% |
| Delta County | 8 | 6 | 0 | 0.0% |
| San Miguel County | 5 | 4 | 0 | 0.0% |
| Ouray County | 4 | 3 | 0 | 0.0% |
| Mesa County | 2 | 1 | 0 | 0.0% |
| Jefferson County | 1 | 1 | 0 | 0.0% |
| Summit County | 1 | 1 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 45 applications in 2025, of which 39 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans The Mortgage Link originated in Colorado in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are The Mortgage Link's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology