The Loan Store in South Carolina vs the state
7.0%Denial rate-11.29 pts vs state
7.6%Decision denial rate-15.83 pts vs state
74.6%Origination rate+17.97 pts vs state
6.63%Median rate+0.13 pts vs state
0.33Rate spread (pts)+0.11 pts vs state
$109kMedian applicant income
669Loans originated
63Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 98 | 58 | 12.2% | 6.88% | #235 |
| 2024 | 559 | 390 | 9.3% | 6.63% | #81 |
| 2025 | 897 | 669 | 7.0% | 6.63% | #64 |
What The Loan Store lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most The Loan Store applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Spartanburg County | 241 | 211 | 6 | 2.5% |
| Greenville County | 122 | 99 | 9 | 7.4% |
| Horry County | 113 | 72 | 7 | 6.2% |
| Charleston County | 63 | 45 | 4 | 6.3% |
| York County | 58 | 41 | 3 | 5.2% |
| Richland County | 31 | 22 | 1 | 3.2% |
| Beaufort County | 31 | 18 | 6 | 19.4% |
| Dorchester County | 25 | 18 | 4 | 16.0% |
| Anderson County | 25 | 19 | 3 | 12.0% |
| Berkeley County | 24 | 19 | 3 | 12.5% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 897 applications in 2025, of which 669 were originated and 63 denied.
7.0% of all applications, or 7.6% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans The Loan Store originated in South Carolina in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are The Loan Store's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology