The Loan Store in Nebraska vs the state
5.8%Denial rate-6.72 pts vs state
6.3%Decision denial rate-8.89 pts vs state
76.7%Origination rate+9.46 pts vs state
6.88%Median rate+0.25 pts vs state
0.35Rate spread (pts)+0.13 pts vs state
$115kMedian applicant income
66Loans originated
5Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 22 | 15 | 0.0% | 6.99% | #176 |
| 2025 | 86 | 66 | 5.8% | 6.88% | #114 |
What The Loan Store lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most The Loan Store applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 34 | 26 | 3 | 8.8% |
| Lancaster County | 23 | 16 | 1 | 4.3% |
| Sarpy County | 10 | 10 | 0 | 0.0% |
| Keith County | 5 | 5 | 0 | 0.0% |
| Cheyenne County | 3 | 2 | 1 | 33.3% |
| Rock County | 2 | 1 | 0 | 0.0% |
| Lincoln County | 1 | 1 | 0 | 0.0% |
| Buffalo County | 1 | 1 | 0 | 0.0% |
| Saunders County | 1 | 1 | 0 | 0.0% |
| Washington County | 1 | 0 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 86 applications in 2025, of which 66 were originated and 5 denied.
5.8% of all applications, or 6.3% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans The Loan Store originated in Nebraska in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are The Loan Store's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology