The Loan Store in Maryland vs the state
17.0%Denial rate-1.81 pts vs state
18.6%Decision denial rate-5.58 pts vs state
61.9%Origination rate+6.18 pts vs state
6.88%Median rate+0.25 pts vs state
0.45Rate spread (pts)+0.21 pts vs state
$137kMedian applicant income
419Loans originated
115Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 101 | 62 | 19.8% | 7.38% | #209 |
| 2024 | 461 | 284 | 15.4% | 6.99% | #88 |
| 2025 | 677 | 419 | 17.0% | 6.88% | #70 |
What The Loan Store lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most The Loan Store applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince George's County | 103 | 64 | 18 | 17.5% |
| Montgomery County | 97 | 65 | 15 | 15.5% |
| Baltimore city | 86 | 37 | 27 | 31.4% |
| Baltimore County | 75 | 47 | 13 | 17.3% |
| Anne Arundel County | 74 | 48 | 12 | 16.2% |
| Frederick County | 58 | 27 | 8 | 13.8% |
| Howard County | 44 | 31 | 3 | 6.8% |
| Harford County | 22 | 17 | 2 | 9.1% |
| Washington County | 19 | 15 | 3 | 15.8% |
| Worcester County | 18 | 14 | 1 | 5.6% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 677 applications in 2025, of which 419 were originated and 115 denied.
17.0% of all applications, or 18.6% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans The Loan Store originated in Maryland in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are The Loan Store's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology