The Huntington National Bank in North Carolina vs the state
18.2%Denial rate+0.17 pts vs state
21.2%Decision denial rate-1.64 pts vs state
65.7%Origination rate+7.87 pts vs state
6.50%Median rate0.00 pts vs state
0.19Rate spread (pts)+0.11 pts vs state
$210kMedian applicant income
245Loans originated
68Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 590 | 314 | 31.5% | 7.61% | #111 |
| 2024 | 154 | 94 | 13.6% | 6.88% | #245 |
| 2025 | 373 | 245 | 18.2% | 6.50% | #167 |
What The Huntington National Bank lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most The Huntington National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mecklenburg County | 101 | 70 | 15 | 14.9% |
| Wake County | 34 | 24 | 5 | 14.7% |
| Iredell County | 18 | 8 | 7 | 38.9% |
| Cabarrus County | 18 | 14 | 2 | 11.1% |
| Brunswick County | 14 | 12 | 1 | 7.1% |
| Union County | 14 | 10 | 1 | 7.1% |
| Forsyth County | 10 | 6 | 1 | 10.0% |
| Durham County | 10 | 5 | 2 | 20.0% |
| Gaston County | 9 | 6 | 1 | 11.1% |
| Davidson County | 8 | 2 | 0 | 0.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 373 applications in 2025, of which 245 were originated and 68 denied.
18.2% of all applications, or 21.2% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans The Huntington National Bank originated in North Carolina in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are The Huntington National Bank's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology