The Huntington National Bank in New Jersey vs the state
5.5%Denial rate-12.21 pts vs state
7.0%Decision denial rate-16.09 pts vs state
72.6%Origination rate+16.92 pts vs state
6.38%Median rate-0.38 pts vs state
-0.04Rate spread (pts)-0.33 pts vs state
$188kMedian applicant income
106Loans originated
8Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 173 | 125 | 4.6% | 6.38% | #191 |
| 2024 | 171 | 109 | 7.6% | 6.50% | #209 |
| 2025 | 146 | 106 | 5.5% | 6.38% | #225 |
What The Huntington National Bank lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most The Huntington National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Morris County | 26 | 21 | 1 | 3.8% |
| Warren County | 18 | 12 | 0 | 0.0% |
| Bergen County | 13 | 9 | 1 | 7.7% |
| Sussex County | 10 | 9 | 0 | 0.0% |
| Middlesex County | 10 | 6 | 0 | 0.0% |
| Somerset County | 9 | 7 | 0 | 0.0% |
| Monmouth County | 8 | 6 | 2 | 25.0% |
| Passaic County | 7 | 5 | 0 | 0.0% |
| Ocean County | 7 | 4 | 0 | 0.0% |
| Hunterdon County | 6 | 5 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 146 applications in 2025, of which 106 were originated and 8 denied.
5.5% of all applications, or 7.0% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans The Huntington National Bank originated in New Jersey in 2025 was 6.38%, against a statewide median of 6.75%.
About this data. Figures are The Huntington National Bank's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology