The Huntington National Bank in Maryland vs the state
12.7%Denial rate-6.07 pts vs state
16.7%Decision denial rate-7.46 pts vs state
63.6%Origination rate+7.93 pts vs state
6.50%Median rate-0.13 pts vs state
0.45Rate spread (pts)+0.20 pts vs state
$282kMedian applicant income
35Loans originated
7Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 71 | 48 | 7.0% | 6.56% | #249 |
| 2024 | 60 | 38 | 16.7% | 7.19% | #282 |
| 2025 | 55 | 35 | 12.7% | 6.50% | #309 |
What The Huntington National Bank lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most The Huntington National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Howard County | 10 | 3 | 3 | 30.0% |
| Montgomery County | 9 | 8 | 1 | 11.1% |
| Anne Arundel County | 8 | 5 | 2 | 25.0% |
| Baltimore County | 7 | 3 | 1 | 14.3% |
| Prince George's County | 7 | 4 | 0 | 0.0% |
| Garrett County | 5 | 4 | 0 | 0.0% |
| Frederick County | 3 | 3 | 0 | 0.0% |
| Carroll County | 2 | 1 | 0 | 0.0% |
| Worcester County | 1 | 1 | 0 | 0.0% |
| Allegany County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 55 applications in 2025, of which 35 were originated and 7 denied.
12.7% of all applications, or 16.7% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans The Huntington National Bank originated in Maryland in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are The Huntington National Bank's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology