The Huntington National Bank in Kentucky vs the state
23.8%Denial rate+4.94 pts vs state
27.4%Decision denial rate+3.90 pts vs state
60.9%Origination rate+2.89 pts vs state
7.13%Median rate+0.38 pts vs state
0.48Rate spread (pts)+0.17 pts vs state
$104kMedian applicant income
903Loans originated
352Denied
Trend in Kentucky
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,803 | 1,014 | 28.0% | 8.15% | #20 |
| 2024 | 1,649 | 960 | 24.7% | 8.29% | #23 |
| 2025 | 1,482 | 903 | 23.8% | 7.13% | #31 |
What The Huntington National Bank lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Where in Kentucky
Counties with the most The Huntington National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kenton County | 506 | 310 | 121 | 23.9% |
| Boone County | 391 | 249 | 88 | 22.5% |
| Campbell County | 165 | 109 | 32 | 19.4% |
| Jefferson County | 115 | 74 | 21 | 18.3% |
| Grant County | 33 | 20 | 10 | 30.3% |
| Fayette County | 28 | 18 | 6 | 21.4% |
| Bullitt County | 18 | 11 | 6 | 33.3% |
| Oldham County | 15 | 8 | 5 | 33.3% |
| Pendleton County | 14 | 6 | 5 | 35.7% |
| Madison County | 12 | 7 | 2 | 16.7% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 1,482 applications in 2025, of which 903 were originated and 352 denied.
23.8% of all applications, or 27.4% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
The median rate on loans The Huntington National Bank originated in Kentucky in 2025 was 7.13%, against a statewide median of 6.75%.
About this data. Figures are The Huntington National Bank's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology