The Home Savings and Loan Company of Kenton, Ohio · Ohio · 2025

The Home Savings and Loan Company of Kenton, Ohio in Ohio: approval rate, denial rate and rates (2025)

The Home Savings and Loan Company of Kenton, Ohio took 62 mortgage applications in Ohio in 2025, ranking #380 of 1,092 lenders active in the state. It originated 75.8% of them and denied 9.7% (11.3% of the applications it decided), against a statewide denial rate of 17.7%.

62Applicationsin OH
11.3%Decision denial ratestate 21.9%
Median ratestate 6.88%
$130,000Median loanstate $155,000
$7.0MVolume6 counties

The Home Savings and Loan Company of Kenton, Ohio in Ohio vs the state

9.7%Denial rate-8.01 pts vs state
11.3%Decision denial rate-10.57 pts vs state
75.8%Origination rate+15.91 pts vs state
Median rate
Rate spread (pts)
$74kMedian applicant income
47Loans originated
6Denied

Trend in Ohio

YearApplicationsOriginatedDenial rateMedian rateRank in state
202450448.0%#389
202562479.7%#380

What The Home Savings and Loan Company of Kenton, Ohio lends in Ohio

By loan purpose

Home purchase 44 71% · 13.6% denied
Refinance 3 5% · 0.0% denied
Cash-out refinance 14 23% · 0.0% denied
Home improvement 1 2% · 0.0% denied

By loan type

Conventional 50 81% · 4.0% denied
FHA 9 15% · 22.2% denied
USDA / RHS 3 5% · 66.7% denied

Where in Ohio

Counties with the most The Home Savings and Loan Company of Kenton, Ohio applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hardin County 55445 9.1%
Knox County 210 0.0%
Franklin County 220 0.0%
Allen County 100 0.0%
Logan County 100 0.0%
Lake County 101 100.0%

Other large lenders in Ohio

LenderGradeApplicationsDenial rateMedian rate
The Huntington National BankD 42,68325.8%7.59%
Rocket MortgageC 23,16518.5%6.63%
Fifth Third BankD 21,93925.6%7.50%
Crosscountry MortgageB 16,0663.1%6.75%
United Shore Financial ServicesB 14,62613.1%6.45%
Third Federal Savings and Loan Association of ClevelandC 12,62223.0%6.74%
PNC BankD 11,60724.6%7.40%
Wright-Patt Credit UnionC 8,79128.1%7.50%
U.S. BankD 8,62338.0%7.60%
Citizens BankC 7,77524.3%7.65%

Frequently asked questions

Ohio: 62 applications in 2025, of which 47 were originated and 6 denied.

9.7% of all applications, or 11.3% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are The Home Savings and Loan Company of Kenton, Ohio's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology