The Home Savings and Loan Company of Kenton, Ohio in Kentucky vs the state
4.3%Denial rate-14.55 pts vs state
4.3%Decision denial rate-19.23 pts vs state
95.7%Origination rate+37.70 pts vs state
—Median rate
—Rate spread (pts)
$89kMedian applicant income
45Loans originated
2Denied
Trend in Kentucky
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 20 | 20 | 0.0% | — | #333 |
| 2025 | 47 | 45 | 4.3% | — | #274 |
What The Home Savings and Loan Company of Kenton, Ohio lends in Kentucky
By loan purpose
By loan type
Where in Kentucky
Counties with the most The Home Savings and Loan Company of Kenton, Ohio applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fayette County | 23 | 23 | 0 | 0.0% |
| Bourbon County | 8 | 7 | 1 | 12.5% |
| Madison County | 3 | 2 | 1 | 33.3% |
| Nicholas County | 2 | 2 | 0 | 0.0% |
| Mercer County | 2 | 2 | 0 | 0.0% |
| Montgomery County | 2 | 2 | 0 | 0.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
| Woodford County | 1 | 1 | 0 | 0.0% |
| Jefferson County | 1 | 1 | 0 | 0.0% |
| Boyle County | 1 | 1 | 0 | 0.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 47 applications in 2025, of which 45 were originated and 2 denied.
4.3% of all applications, or 4.3% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Home Savings and Loan Company of Kenton, Ohio's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology