The Havana National Bank in Illinois vs the state
17.9%Denial rate+0.74 pts vs state
18.5%Decision denial rate-3.16 pts vs state
78.6%Origination rate+19.83 pts vs state
—Median rate
—Rate spread (pts)
$89kMedian applicant income
22Loans originated
5Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 37 | 28 | 13.5% | — | #496 |
| 2024 | 27 | 19 | 14.8% | — | #543 |
| 2025 | 28 | 22 | 17.9% | — | #547 |
What The Havana National Bank lends in Illinois
By loan purpose
By loan type
Where in Illinois
Counties with the most The Havana National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mason County | 15 | 11 | 3 | 20.0% |
| Fulton County | 5 | 3 | 2 | 40.0% |
| Cass County | 2 | 2 | 0 | 0.0% |
| Tazewell County | 2 | 2 | 0 | 0.0% |
| Champaign County | 1 | 1 | 0 | 0.0% |
| McLean County | 1 | 1 | 0 | 0.0% |
| McDonough County | 1 | 1 | 0 | 0.0% |
| Logan County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 28 applications in 2025, of which 22 were originated and 5 denied.
17.9% of all applications, or 18.5% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Havana National Bank's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology