The Fisher National Bank · Illinois · 2025

The Fisher National Bank in Illinois: approval rate, denial rate and rates (2025)

The Fisher National Bank took 324 mortgage applications in Illinois in 2025, ranking #181 of 1,150 lenders active in the state. It originated 90.7% of them and denied 1.9% (1.9% of the applications it decided), against a statewide denial rate of 17.1%.

324Applicationsin IL
1.9%Decision denial ratestate 21.7%
Median ratestate 6.75%
$135,000Median loanstate $185,000
$56MVolume18 counties

The Fisher National Bank in Illinois vs the state

1.9%Denial rate-15.27 pts vs state
1.9%Decision denial rate-19.82 pts vs state
90.7%Origination rate+32.00 pts vs state
Median rate
Rate spread (pts)
$106kMedian applicant income
294Loans originated
6Denied

Trend in Illinois

YearApplicationsOriginatedDenial rateMedian rateRank in state
20233242924.0%#154
20243212875.3%6.63%#170
20253242941.9%#181

What The Fisher National Bank lends in Illinois

By loan purpose

Home purchase 200 62% · 1.5% denied
Refinance 65 20% · 3.1% denied
Cash-out refinance 41 13% · 0.0% denied
Home improvement 4 1% · 0.0% denied
Other / HELOC 14 4% · 7.1% denied

By loan type

Conventional 323 100% · 1.9% denied
USDA / RHS 1 0% · 0.0% denied

Where in Illinois

Counties with the most The Fisher National Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Champaign County 1451304 2.8%
Vermilion County 1261151 0.8%
Piatt County 11110 0.0%
Ford County 1190 0.0%
McLean County 660 0.0%
Douglas County 421 25.0%
De Witt County 330 0.0%
Edgar County 330 0.0%
Iroquois County 330 0.0%
Macon County 220 0.0%

Other large lenders in Illinois

LenderGradeApplicationsDenial rateMedian rate
Guaranteed RateB 17,4794.9%6.63%
Rocket MortgageC 16,97119.7%6.75%
United Shore Financial ServicesB 15,64413.0%6.50%
JPMorgan Chase BankB 13,5749.7%6.49%
U.S. BankD 10,07638.3%7.00%
Crosscountry MortgageB 8,7794.5%6.75%
Fifth Third BankD 8,62832.1%7.50%
The Huntington National BankD 8,22631.9%6.99%
BMO BankF 8,00732.7%8.33%
Loandepot.ComD 7,01917.7%6.88%

Frequently asked questions

Illinois: 324 applications in 2025, of which 294 were originated and 6 denied.

1.9% of all applications, or 1.9% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are The Fisher National Bank's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology