The Fisher National Bank at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the A grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
87th2.3% deniedProcesswithdrawn + incomplete share, weight 15%
94th0.6%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 340 | 306 | 3.8% | 3.9% | — | $44M |
| 2024 | 343 | 307 | 5.3% | 5.3% | 6.63% | $47M |
| 2025 | 349 | 312 | 2.3% | 2.3% | — | $60M |
What The Fisher National Bank lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 6 manufactured homes, 80 investment properties.
Who gets approved at The Fisher National Bank
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 35 | 28 | 2.9% |
| $50k – $100k | 100 | 84 | 5.1% |
| $100k – $150k | 73 | 65 | 0.0% |
| $150k – $250k | 55 | 51 | 1.8% |
| Over $250k | 38 | 37 | 0.0% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under 25 | 33 | 30 | 0.0% |
| 25–34 | 72 | 61 | 4.2% |
| 35–44 | 71 | 62 | 2.8% |
| 45–54 | 54 | 47 | 3.8% |
| 55–64 | 48 | 43 | 2.1% |
Where The Fisher National Bank lends
9 states and 27 counties in 2025. Click a state for the lender's full record there.
Frequently asked questions
The Fisher National Bank denied 2.3% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 87th percentile of small mortgage lenders.
In 2025, 62% of its applications were for home purchases, 32% for refinancing (including cash-out), and 6% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.