Range Bank at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the A grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
86th2.6% deniedProcesswithdrawn + incomplete share, weight 15%
94th0.6%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 346 | 303 | 2.3% | 2.4% | 7.00% | $56M |
| 2024 | 319 | 282 | 4.1% | 4.1% | — | $51M |
| 2025 | 349 | 317 | 2.6% | 2.6% | — | $60M |
What Range Bank lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 18 manufactured homes, 46 investment properties.
Who gets approved at Range Bank
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 27 | 22 | 7.4% |
| $50k – $100k | 143 | 130 | 2.1% |
| $100k – $150k | 64 | 58 | 4.7% |
| $150k – $250k | 47 | 43 | 0.0% |
| Over $250k | 26 | 24 | 0.0% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under 25 | 24 | 19 | 4.2% |
| 25–34 | 81 | 75 | 1.2% |
| 35–44 | 72 | 65 | 1.4% |
| 45–54 | 53 | 48 | 3.8% |
| 55–64 | 40 | 35 | 2.6% |
| 65–74 | 30 | 28 | 3.3% |
Where Range Bank lends
3 states and 21 counties in 2025. Click a state for the lender's full record there.
Frequently asked questions
Range Bank denied 2.6% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 86th percentile of small mortgage lenders.
In 2025, 52% of its applications were for home purchases, 29% for refinancing (including cash-out), and 19% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.