The First National Bank of Tom Bean in Arkansas vs the state
4.0%Denial rate-14.19 pts vs state
4.8%Decision denial rate-18.37 pts vs state
80.0%Origination rate+23.17 pts vs state
—Median rate
—Rate spread (pts)
$97kMedian applicant income
20Loans originated
1Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 18 | 14 | 0.0% | — | #275 |
| 2024 | 18 | 15 | 0.0% | — | #275 |
| 2025 | 25 | 20 | 4.0% | — | #264 |
What The First National Bank of Tom Bean lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most The First National Bank of Tom Bean applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hempstead County | 18 | 14 | 1 | 5.6% |
| Lafayette County | 3 | 2 | 0 | 0.0% |
| Pike County | 1 | 1 | 0 | 0.0% |
| Miller County | 1 | 1 | 0 | 0.0% |
| Nevada County | 1 | 1 | 0 | 0.0% |
| Benton County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 25 applications in 2025, of which 20 were originated and 1 denied.
4.0% of all applications, or 4.8% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The First National Bank of Tom Bean's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology