The First National Bank of Bellville in Texas vs the state
8.8%Denial rate-10.61 pts vs state
10.7%Decision denial rate-14.19 pts vs state
73.5%Origination rate+18.65 pts vs state
—Median rate
—Rate spread (pts)
$158kMedian applicant income
25Loans originated
3Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 78 | 67 | 10.3% | — | #608 |
| 2024 | 37 | 29 | 2.7% | — | #745 |
| 2025 | 34 | 25 | 8.8% | — | #776 |
What The First National Bank of Bellville lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most The First National Bank of Bellville applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Austin County | 14 | 12 | 0 | 0.0% |
| Waller County | 11 | 6 | 2 | 18.2% |
| Harris County | 2 | 1 | 1 | 50.0% |
| Wharton County | 2 | 1 | 0 | 0.0% |
| Grimes County | 2 | 2 | 0 | 0.0% |
| Fort Bend County | 1 | 1 | 0 | 0.0% |
| Coleman County | 1 | 1 | 0 | 0.0% |
| Bell County | 1 | 1 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 34 applications in 2025, of which 25 were originated and 3 denied.
8.8% of all applications, or 10.7% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The First National Bank of Bellville's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology