The Fidelity Deposit and Discount Bank in New Jersey vs the state
0.0%Denial rate-17.69 pts vs state
0.0%Decision denial rate-23.05 pts vs state
100.0%Origination rate+44.32 pts vs state
6.50%Median rate-0.25 pts vs state
0.22Rate spread (pts)-0.06 pts vs state
$191kMedian applicant income
9Loans originated
0Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 10 | 9 | 0.0% | 6.49% | #536 |
| 2024 | 13 | 11 | 7.7% | 7.00% | #502 |
| 2025 | 9 | 9 | 0.0% | 6.50% | #541 |
What The Fidelity Deposit and Discount Bank lends in New Jersey
By loan purpose
By loan type
Where in New Jersey
Counties with the most The Fidelity Deposit and Discount Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cape May County | 3 | 3 | 0 | 0.0% |
| Warren County | 2 | 2 | 0 | 0.0% |
| Middlesex County | 1 | 1 | 0 | 0.0% |
| Morris County | 1 | 1 | 0 | 0.0% |
| Camden County | 1 | 1 | 0 | 0.0% |
| Burlington County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 9 applications in 2025, of which 9 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans The Fidelity Deposit and Discount Bank originated in New Jersey in 2025 was 6.50%, against a statewide median of 6.75%.
About this data. Figures are The Fidelity Deposit and Discount Bank's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology