The Campbell & Fetter Bank in Indiana vs the state
6.7%Denial rate-9.83 pts vs state
7.4%Decision denial rate-12.78 pts vs state
84.3%Origination rate+22.02 pts vs state
7.63%Median rate+0.88 pts vs state
1.16Rate spread (pts)+0.79 pts vs state
$100kMedian applicant income
150Loans originated
12Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 170 | 139 | 9.4% | 7.00% | #193 |
| 2024 | 188 | 163 | 3.7% | 5.00% | #196 |
| 2025 | 178 | 150 | 6.7% | 7.63% | #215 |
What The Campbell & Fetter Bank lends in Indiana
By loan purpose
By loan type
Where in Indiana
Counties with the most The Campbell & Fetter Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Elkhart County | 60 | 55 | 1 | 1.7% |
| Noble County | 38 | 33 | 2 | 5.3% |
| LaGrange County | 35 | 28 | 4 | 11.4% |
| Kosciusko County | 13 | 10 | 2 | 15.4% |
| DeKalb County | 10 | 7 | 1 | 10.0% |
| Steuben County | 7 | 5 | 2 | 28.6% |
| Allen County | 6 | 4 | 0 | 0.0% |
| Marshall County | 4 | 3 | 0 | 0.0% |
| Whitley County | 2 | 2 | 0 | 0.0% |
| Monroe County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 178 applications in 2025, of which 150 were originated and 12 denied.
6.7% of all applications, or 7.4% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans The Campbell & Fetter Bank originated in Indiana in 2025 was 7.63%, against a statewide median of 6.75%.
About this data. Figures are The Campbell & Fetter Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology