The Bank of Missouri in Arkansas vs the state
13.3%Denial rate-4.86 pts vs state
14.3%Decision denial rate-8.84 pts vs state
80.0%Origination rate+23.17 pts vs state
6.89%Median rate+0.26 pts vs state
0.18Rate spread (pts)-0.16 pts vs state
$149kMedian applicant income
12Loans originated
2Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 39 | 29 | 5.1% | 6.50% | #212 |
| 2024 | 28 | 21 | 7.1% | 6.75% | #243 |
| 2025 | 15 | 12 | 13.3% | 6.89% | #303 |
What The Bank of Missouri lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most The Bank of Missouri applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 5 | 4 | 1 | 20.0% |
| Mississippi County | 3 | 2 | 1 | 33.3% |
| Baxter County | 2 | 1 | 0 | 0.0% |
| Clay County | 1 | 1 | 0 | 0.0% |
| Carroll County | 1 | 1 | 0 | 0.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
| Pulaski County | 1 | 1 | 0 | 0.0% |
| Craighead County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 15 applications in 2025, of which 12 were originated and 2 denied.
13.3% of all applications, or 14.3% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans The Bank of Missouri originated in Arkansas in 2025 was 6.89%, against a statewide median of 6.63%.
About this data. Figures are The Bank of Missouri's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology