Texana Bank in New Jersey vs the state
5.1%Denial rate-12.63 pts vs state
21.6%Decision denial rate-1.43 pts vs state
14.6%Origination rate-41.12 pts vs state
6.38%Median rate-0.38 pts vs state
0.23Rate spread (pts)-0.05 pts vs state
$113kMedian applicant income
23Loans originated
8Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 34 | 0 | 17.7% | — | #379 |
| 2024 | 66 | 10 | 15.2% | 6.38% | #313 |
| 2025 | 158 | 23 | 5.1% | 6.38% | #217 |
What Texana Bank lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Texana Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Burlington County | 17 | 2 | 2 | 11.8% |
| Essex County | 13 | 2 | 0 | 0.0% |
| Camden County | 12 | 1 | 0 | 0.0% |
| Ocean County | 12 | 4 | 0 | 0.0% |
| Monmouth County | 11 | 1 | 3 | 27.3% |
| Passaic County | 10 | 1 | 0 | 0.0% |
| Bergen County | 10 | 2 | 0 | 0.0% |
| Morris County | 10 | 2 | 0 | 0.0% |
| Union County | 9 | 0 | 0 | 0.0% |
| Middlesex County | 9 | 2 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 158 applications in 2025, of which 23 were originated and 8 denied.
5.1% of all applications, or 21.6% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Texana Bank originated in New Jersey in 2025 was 6.38%, against a statewide median of 6.75%.
About this data. Figures are Texana Bank's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology