Texana Bank in California vs the state
2.9%Denial rate-14.52 pts vs state
13.2%Decision denial rate-9.19 pts vs state
13.3%Origination rate-42.92 pts vs state
5.88%Median rate-0.75 pts vs state
-0.08Rate spread (pts)-0.35 pts vs state
$109kMedian applicant income
32Loans originated
7Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 190 | 0 | 26.8% | — | #349 |
| 2024 | 159 | 28 | 12.0% | 6.56% | #372 |
| 2025 | 241 | 32 | 2.9% | 5.88% | #338 |
What Texana Bank lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Texana Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Riverside County | 36 | 6 | 2 | 5.6% |
| Los Angeles County | 32 | 6 | 1 | 3.1% |
| San Diego County | 17 | 3 | 0 | 0.0% |
| San Bernardino County | 17 | 1 | 0 | 0.0% |
| Orange County | 12 | 2 | 0 | 0.0% |
| Kern County | 12 | 2 | 0 | 0.0% |
| Sacramento County | 11 | 1 | 0 | 0.0% |
| Ventura County | 11 | 1 | 0 | 0.0% |
| San Joaquin County | 9 | 0 | 0 | 0.0% |
| Alameda County | 8 | 3 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 241 applications in 2025, of which 32 were originated and 7 denied.
2.9% of all applications, or 13.2% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Texana Bank originated in California in 2025 was 5.88%, against a statewide median of 6.63%.
About this data. Figures are Texana Bank's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology