Temple View Capital Funding in North Carolina vs the state
5.1%Denial rate-13.00 pts vs state
6.0%Decision denial rate-16.86 pts vs state
79.8%Origination rate+21.97 pts vs state
11.00%Median rate+4.50 pts vs state
—Rate spread (pts)
—Median applicant income
142Loans originated
9Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 98 | 48 | 19.4% | 10.50% | #291 |
| 2024 | 156 | 93 | 14.1% | 10.00% | #243 |
| 2025 | 178 | 142 | 5.1% | 11.00% | #242 |
What Temple View Capital Funding lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most Temple View Capital Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Moore County | 58 | 57 | 0 | 0.0% |
| Mecklenburg County | 40 | 26 | 1 | 2.5% |
| Harnett County | 6 | 5 | 1 | 16.7% |
| Wake County | 6 | 4 | 0 | 0.0% |
| Cabarrus County | 5 | 3 | 1 | 20.0% |
| Anson County | 5 | 2 | 3 | 60.0% |
| Catawba County | 5 | 3 | 0 | 0.0% |
| Cumberland County | 5 | 4 | 0 | 0.0% |
| Union County | 4 | 4 | 0 | 0.0% |
| Buncombe County | 4 | 4 | 0 | 0.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 178 applications in 2025, of which 142 were originated and 9 denied.
5.1% of all applications, or 6.0% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Temple View Capital Funding originated in North Carolina in 2025 was 11.00%, against a statewide median of 6.50%.
About this data. Figures are Temple View Capital Funding's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology