Tbk Bank · Illinois · 2025

Tbk Bank in Illinois: approval rate, denial rate and rates (2025)

Tbk Bank took 35 mortgage applications in Illinois in 2025, ranking #515 of 1,150 lenders active in the state. It originated 48.6% of them and denied 25.7% (31.0% of the applications it decided), against a statewide denial rate of 17.1%.

35Applicationsin IL
31.0%Decision denial ratestate 21.7%
Median ratestate 6.75%
$145,000Median loanstate $185,000
$3.4MVolume11 counties

Tbk Bank in Illinois vs the state

25.7%Denial rate+8.59 pts vs state
31.0%Decision denial rate+9.35 pts vs state
48.6%Origination rate-10.17 pts vs state
Median rate
Rate spread (pts)
$73kMedian applicant income
17Loans originated
9Denied

Trend in Illinois

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023341441.2%#513
2024362125.0%#498
2025351725.7%#515

What Tbk Bank lends in Illinois

By loan purpose

Home purchase 25 71% · 24.0% denied
Refinance 3 9% · 33.3% denied
Cash-out refinance 3 9% · 66.7% denied
Home improvement 1 3% · 0.0% denied
Other / HELOC 3 9% · 0.0% denied

By loan type

Conventional 33 94% · 21.2% denied
VA 1 3% · 100.0% denied
USDA / RHS 1 3% · 100.0% denied

Where in Illinois

Counties with the most Tbk Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Rock Island County 1392 15.4%
Carroll County 412 50.0%
Kane County 440 0.0%
Henry County 310 0.0%
Fulton County 312 66.7%
Whiteside County 311 33.3%
Kendall County 100 0.0%
DuPage County 100 0.0%
DeKalb County 101 100.0%
Ogle County 101 100.0%

Other large lenders in Illinois

LenderGradeApplicationsDenial rateMedian rate
Guaranteed RateB 17,4794.9%6.63%
Rocket MortgageC 16,97119.7%6.75%
United Shore Financial ServicesB 15,64413.0%6.50%
JPMorgan Chase BankB 13,5749.7%6.49%
U.S. BankD 10,07638.3%7.00%
Crosscountry MortgageB 8,7794.5%6.75%
Fifth Third BankD 8,62832.1%7.50%
The Huntington National BankD 8,22631.9%6.99%
BMO BankF 8,00732.7%8.33%
Loandepot.ComD 7,01917.7%6.88%

Frequently asked questions

Illinois: 35 applications in 2025, of which 17 were originated and 9 denied.

25.7% of all applications, or 31.0% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Tbk Bank's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology