T2 Financial in Nebraska vs the state
7.6%Denial rate-4.98 pts vs state
9.3%Decision denial rate-5.84 pts vs state
69.8%Origination rate+2.53 pts vs state
6.63%Median rate0.00 pts vs state
0.48Rate spread (pts)+0.25 pts vs state
$98kMedian applicant income
37Loans originated
4Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 5 | 4 | 20.0% | 6.93% | #292 |
| 2025 | 53 | 37 | 7.6% | 6.63% | #139 |
What T2 Financial lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most T2 Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 42 | 29 | 3 | 7.1% |
| Sarpy County | 7 | 7 | 0 | 0.0% |
| Dodge County | 2 | 1 | 1 | 50.0% |
| Dawes County | 1 | 0 | 0 | 0.0% |
| Lancaster County | 1 | 0 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 53 applications in 2025, of which 37 were originated and 4 denied.
7.6% of all applications, or 9.3% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans T2 Financial originated in Nebraska in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are T2 Financial's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology