Sunflower Bank in Arizona vs the state
3.1%Denial rate-13.10 pts vs state
4.7%Decision denial rate-15.73 pts vs state
63.1%Origination rate+3.61 pts vs state
6.49%Median rate-0.01 pts vs state
0.14Rate spread (pts)-0.08 pts vs state
$155kMedian applicant income
282Loans originated
14Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 404 | 244 | 5.9% | 6.63% | #112 |
| 2024 | 370 | 255 | 5.1% | 6.63% | #116 |
| 2025 | 447 | 282 | 3.1% | 6.49% | #120 |
What Sunflower Bank lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Sunflower Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 375 | 244 | 14 | 3.7% |
| Pinal County | 21 | 13 | 0 | 0.0% |
| Pima County | 11 | 3 | 0 | 0.0% |
| Yavapai County | 10 | 7 | 0 | 0.0% |
| Coconino County | 8 | 4 | 0 | 0.0% |
| Mohave County | 8 | 3 | 0 | 0.0% |
| Navajo County | 7 | 4 | 0 | 0.0% |
| Gila County | 6 | 3 | 0 | 0.0% |
| Graham County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 447 applications in 2025, of which 282 were originated and 14 denied.
3.1% of all applications, or 4.7% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Sunflower Bank originated in Arizona in 2025 was 6.49%, against a statewide median of 6.50%.
About this data. Figures are Sunflower Bank's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology