Sun American Mortgage in Arizona vs the state
2.1%Denial rate-14.16 pts vs state
3.0%Decision denial rate-17.40 pts vs state
66.7%Origination rate+7.19 pts vs state
6.50%Median rate0.00 pts vs state
0.26Rate spread (pts)+0.04 pts vs state
$99kMedian applicant income
258Loans originated
8Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 427 | 314 | 0.5% | 6.50% | #108 |
| 2024 | 507 | 323 | 3.2% | 6.50% | #104 |
| 2025 | 387 | 258 | 2.1% | 6.50% | #134 |
What Sun American Mortgage lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Sun American Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 200 | 137 | 2 | 1.0% |
| Gila County | 54 | 37 | 1 | 1.9% |
| Mohave County | 49 | 38 | 2 | 4.1% |
| Pinal County | 29 | 17 | 1 | 3.4% |
| Navajo County | 15 | 10 | 1 | 6.7% |
| Yavapai County | 13 | 8 | 0 | 0.0% |
| Graham County | 9 | 3 | 1 | 11.1% |
| Pima County | 4 | 1 | 0 | 0.0% |
| Coconino County | 4 | 4 | 0 | 0.0% |
| Greenlee County | 3 | 0 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 387 applications in 2025, of which 258 were originated and 8 denied.
2.1% of all applications, or 3.0% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Sun American Mortgage originated in Arizona in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Sun American Mortgage's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology