Success Lending in North Carolina vs the state
16.0%Denial rate-2.06 pts vs state
19.9%Decision denial rate-2.96 pts vs state
63.4%Origination rate+5.62 pts vs state
6.63%Median rate+0.13 pts vs state
0.39Rate spread (pts)+0.30 pts vs state
$102kMedian applicant income
111Loans originated
28Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 28 | 15 | 7.1% | 6.88% | #447 |
| 2024 | 72 | 47 | 13.9% | 6.63% | #344 |
| 2025 | 175 | 111 | 16.0% | 6.63% | #245 |
What Success Lending lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most Success Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wake County | 18 | 10 | 1 | 5.6% |
| Wayne County | 12 | 7 | 2 | 16.7% |
| Gaston County | 12 | 7 | 4 | 33.3% |
| Iredell County | 11 | 8 | 2 | 18.2% |
| Mecklenburg County | 11 | 8 | 2 | 18.2% |
| Johnston County | 10 | 9 | 1 | 10.0% |
| Cabarrus County | 10 | 5 | 4 | 40.0% |
| Cumberland County | 8 | 5 | 1 | 12.5% |
| Forsyth County | 7 | 4 | 2 | 28.6% |
| Rowan County | 5 | 4 | 0 | 0.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 175 applications in 2025, of which 111 were originated and 28 denied.
16.0% of all applications, or 19.9% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Success Lending originated in North Carolina in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Success Lending's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology