Success Lending in Illinois vs the state
13.4%Denial rate-3.69 pts vs state
18.2%Decision denial rate-3.50 pts vs state
60.1%Origination rate+1.33 pts vs state
6.63%Median rate-0.13 pts vs state
0.43Rate spread (pts)+0.05 pts vs state
$98kMedian applicant income
170Loans originated
38Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 235 | 154 | 16.6% | 6.75% | #197 |
| 2024 | 331 | 160 | 20.2% | 6.81% | #167 |
| 2025 | 283 | 170 | 13.4% | 6.63% | #197 |
What Success Lending lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Success Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 204 | 118 | 25 | 12.3% |
| Will County | 19 | 9 | 6 | 31.6% |
| DuPage County | 18 | 10 | 3 | 16.7% |
| Kane County | 12 | 10 | 0 | 0.0% |
| McHenry County | 10 | 9 | 0 | 0.0% |
| Lake County | 9 | 7 | 2 | 22.2% |
| Kendall County | 3 | 2 | 0 | 0.0% |
| Lee County | 2 | 2 | 0 | 0.0% |
| Iroquois County | 2 | 1 | 1 | 50.0% |
| Alexander County | 1 | 0 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 283 applications in 2025, of which 170 were originated and 38 denied.
13.4% of all applications, or 18.2% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Success Lending originated in Illinois in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Success Lending's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology