Success Lending in Georgia vs the state
23.8%Denial rate+4.59 pts vs state
29.4%Decision denial rate+4.34 pts vs state
57.1%Origination rate+3.05 pts vs state
6.31%Median rate-0.31 pts vs state
0.39Rate spread (pts)+0.12 pts vs state
$92kMedian applicant income
24Loans originated
10Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 22 | 18 | 4.6% | 6.56% | #542 |
| 2024 | 34 | 21 | 17.7% | 6.63% | #479 |
| 2025 | 42 | 24 | 23.8% | 6.31% | #464 |
What Success Lending lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Success Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cobb County | 8 | 4 | 3 | 37.5% |
| Clayton County | 5 | 3 | 0 | 0.0% |
| Fulton County | 4 | 3 | 0 | 0.0% |
| Douglas County | 3 | 1 | 1 | 33.3% |
| DeKalb County | 3 | 2 | 1 | 33.3% |
| Jones County | 2 | 1 | 0 | 0.0% |
| Muscogee County | 2 | 1 | 1 | 50.0% |
| Gwinnett County | 2 | 2 | 0 | 0.0% |
| Rockdale County | 2 | 0 | 2 | 100.0% |
| Ware County | 2 | 1 | 1 | 50.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 42 applications in 2025, of which 24 were originated and 10 denied.
23.8% of all applications, or 29.4% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Success Lending originated in Georgia in 2025 was 6.31%, against a statewide median of 6.63%.
About this data. Figures are Success Lending's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology