Strong Home Mortgage in Virginia vs the state
12.1%Denial rate-3.86 pts vs state
17.3%Decision denial rate-2.94 pts vs state
57.7%Origination rate-1.80 pts vs state
6.31%Median rate-0.31 pts vs state
-0.11Rate spread (pts)-0.33 pts vs state
$174kMedian applicant income
86Loans originated
18Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 141 | 86 | 5.0% | 6.13% | #221 |
| 2024 | 163 | 94 | 1.8% | 6.12% | #223 |
| 2025 | 149 | 86 | 12.1% | 6.31% | #244 |
What Strong Home Mortgage lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Strong Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 25 | 19 | 1 | 4.0% |
| Loudoun County | 15 | 11 | 2 | 13.3% |
| Prince William County | 11 | 8 | 0 | 0.0% |
| Arlington County | 10 | 5 | 0 | 0.0% |
| Virginia Beach city | 7 | 4 | 0 | 0.0% |
| Chesterfield County | 7 | 6 | 0 | 0.0% |
| Roanoke County | 5 | 0 | 4 | 80.0% |
| Fauquier County | 5 | 3 | 0 | 0.0% |
| Stafford County | 5 | 2 | 1 | 20.0% |
| Culpeper County | 5 | 2 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 149 applications in 2025, of which 86 were originated and 18 denied.
12.1% of all applications, or 17.3% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Strong Home Mortgage originated in Virginia in 2025 was 6.31%, against a statewide median of 6.63%.
About this data. Figures are Strong Home Mortgage's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology