Stride Bank in Missouri vs the state
2.3%Denial rate-12.80 pts vs state
2.8%Decision denial rate-15.86 pts vs state
77.8%Origination rate+15.18 pts vs state
6.63%Median rate0.00 pts vs state
0.35Rate spread (pts)0.00 pts vs state
$120kMedian applicant income
137Loans originated
4Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 13 | 0.0% | 6.96% | #467 |
| 2024 | 140 | 104 | 6.4% | 6.63% | #208 |
| 2025 | 176 | 137 | 2.3% | 6.63% | #199 |
What Stride Bank lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Stride Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clay County | 61 | 48 | 1 | 1.6% |
| Jackson County | 43 | 33 | 1 | 2.3% |
| Platte County | 29 | 25 | 0 | 0.0% |
| Cass County | 12 | 8 | 0 | 0.0% |
| Buchanan County | 9 | 9 | 0 | 0.0% |
| Camden County | 3 | 2 | 1 | 33.3% |
| Newton County | 2 | 2 | 0 | 0.0% |
| Clinton County | 2 | 2 | 0 | 0.0% |
| Polk County | 2 | 1 | 0 | 0.0% |
| Ray County | 2 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 176 applications in 2025, of which 137 were originated and 4 denied.
2.3% of all applications, or 2.8% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Stride Bank originated in Missouri in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Stride Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology